Equity, Debt, Hybrid और Index Mutual Fund में अंतर पता है?

13 April 2025 Credit: Canva

[{"selector":"#anim-4017cc7f-db0a-4454-ba8f-95580b7cf7d7 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-b3474725-4f76-40f4-9959-aaa167da6171","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cce67e4a-409d-431c-823b-3e6f3329e4fc","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-840d60b3-42b6-4b26-8151-0f29da62bb4e","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5361cde5-4da1-4699-8b8b-5f37cd38ff1f","keyframes":{"transform":["rotate(-360deg) translate3d(115.73770%, 0px, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-58bc2031-971c-4a50-8456-b78a8ad425ef","keyframes":{"opacity":[0,1]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4995feaf-7559-4407-baad-73898341fb5c","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 494.81579%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3051962e-4de4-4c74-b344-0c7a47bb0523","keyframes":{"transform":["translate3d(130.00003%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-889eaf70-ed83-48a0-8351-d95a013152fc","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] म्यूचुअल फंड आज बाजार में उपलब्ध निवेश के सबसे लोकप्रिय विकल्पों में से एक है। Credit: Canva White Frame Corner

[{"selector":"#anim-26210ac8-d84c-4118-9b64-7e49ded7b3b8 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-8a64d873-9a1f-496f-bae7-de150dd87f4d","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-432246d3-d7e4-451f-9afc-953580803140","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-aa5f10b2-7f9e-421e-b468-f04ef6841e9b","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-faf877d9-48dc-4846-9f0a-b690222a065b","keyframes":{"transform":["rotate(-360deg) translate3d(115.73770%, 0px, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a0967ba8-c191-4eb6-b880-d1327a8831e7","keyframes":{"opacity":[0,1]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-af3f344f-57e1-43c5-99dc-339b7b405424","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 494.81579%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-974a1a5e-2f00-4f38-a2d4-dec76f19ed1b","keyframes":{"transform":["translate3d(130.00003%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-880644f6-f894-460a-9301-f0dbb197879b","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] जब भी आप म्यूचुअल फंड में निवेश करने जाएंगे तो आपको अलग-अलग कैटेगरी में अलग-अलग म्यूचुअल फंड स्कीम दिखेंगे। Credit: Canva White Frame Corner

[{"selector":"#anim-af7e514f-037d-4a7d-859b-35772df2364a [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-2a6b1ffd-f2ba-4130-85e2-09c2548687d6","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9a49c7ec-a9e8-42ce-bf44-82ecc9081346","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d0dc7034-72e0-424e-9b24-70548ff3b641","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-83ef0830-3d70-44c1-82a4-ff22bc75ce56","keyframes":{"transform":["rotate(-360deg) translate3d(117.43421%, 0px, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b3c12a27-98d2-4284-a404-ebffef518c16","keyframes":{"opacity":[0,1]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-37bfa751-ba3a-4868-a185-e18d8ce31724","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 494.81579%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4d04eb8e-8d2c-45b9-9ded-19c19a2b0ea9","keyframes":{"transform":["translate3d(130.00003%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-1ae6d174-0fce-4b57-8e82-83be2f2e17aa","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] चलिए जानते हैं Equity Mutual Fund, Debt Mutual Fund, Hybrid Mutual Fund और Index Mutual Fund में क्या अंतर है? Credit: Canva White Frame Corner

Equity Mutual Fund

[{"selector":"#anim-41b1f957-1ca9-4315-b69f-d8d88b31d072 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-47dbb5c3-202d-4540-8f96-8b06ddc005cb","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4adb42e7-83fa-4a25-b532-87cf454acdc7","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f13bae5f-8158-4f91-b044-512e2194679e","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3f31dda6-acf1-4888-b2c4-0adfe85d8104","keyframes":{"transform":["rotate(-360deg) translate3d(115.78947%, 0px, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-616f86ae-278d-4226-a2e0-48459c9a6244","keyframes":{"opacity":[0,1]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2f27ac01-46e8-48a0-983f-68d516b63972","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 488.14921%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-81759064-8925-4373-874f-1ca434295131","keyframes":{"transform":["translate3d(130.00003%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-72ba44b7-4603-4521-a60f-9693855b3fbb","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] इस फंड में लॉन्ग टर्म वित्तीय लक्ष्यों के लिए निवेश किया जाता है। यह फंड कंपनियों के स्टॉक्स में निवेश करती है। जैसे लार्ज कैप फंड लार्ज कैप शेयरों में, मिड कैप फंड मिड कैप शेयरों में और स्मॉल कैप फंड स्मॉल कैप शेयरों में। Credit: Canva White Frame Corner

Debt Mutual Fund

[{"selector":"#anim-ad3c11f3-1b4f-438b-b75f-d967415c018a [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-ffccdf1d-bb35-47f8-a5a6-37f63d2e3091","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-921bbb28-3e63-45f7-8b74-892a85e2e93c","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fdee3ed0-7a40-446f-b982-eb8dae479f7e","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0a1d6960-7972-4800-8280-f49c74715fa5","keyframes":{"transform":["rotate(-360deg) translate3d(115.78947%, 0px, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-98bcd23f-8059-428e-a3cd-05fa3139a2ae","keyframes":{"opacity":[0,1]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1360ea0b-c5eb-4a11-ab39-5f28834d30f0","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 488.14921%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bf699388-2c26-4339-ac79-0ff1e26bfab8","keyframes":{"transform":["translate3d(130.00003%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-400d77bc-b3dc-49f7-8a8b-8555e6e44748","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] इस फंड में शॉर्ट टर्म वित्तीय लक्ष्यों के लिए निवेश किया जाता है। डेट फंड बॉन्ड में निवेश करते हैं। इनमें सरकारी बॉन्ड फंड और कॉरपोरेट बॉन्ड फंड जैसी कैटेगरी शामिल होती है। Credit: Canva White Frame Corner

Hybrid Mutual Fund

[{"selector":"#anim-d0927e2b-a7dc-4642-bb12-2c9fd90fc16a [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-ca4794ae-b632-4aaa-8d12-d67f78455925","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d76a9c9a-6b57-445e-8126-f3ead2c61db7","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-efbbe9b7-146c-4a31-84da-2e4a76e4a316","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dd69515f-4b02-4294-a401-a6898b6151ce","keyframes":{"transform":["rotate(-360deg) translate3d(115.78947%, 0px, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3412da90-b425-4050-b30c-8dc3de6a5589","keyframes":{"opacity":[0,1]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-815b170d-d667-4a9b-935d-ad833b5568d4","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 488.14921%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b4e7b166-3a8a-46a7-abf0-7fcdaa69d1a1","keyframes":{"transform":["translate3d(130.00003%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-9fa587c3-a0e9-477b-8fb3-937f4ddfef34","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] इस फंड में मिड टर्म वित्तीय लक्ष्यों के लिए निवेश किया जाता है। हाइब्रिड फंड, संतुलित फंड की तरह काम करते हैं जो स्टॉक और बांड दोनों को मिक्स कर निवेश करते हैं। Credit: Canva White Frame Corner

Index Mutual Fund

[{"selector":"#anim-72160401-a24f-4e1d-9880-08707bd42ccc [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-18fca645-9f9f-433c-b500-c50c4e3963b7","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6f43486a-435a-44b7-912b-e0ca7c95c93e","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b8e648c0-7887-4b53-bad3-9aaf2105104f","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-95b92b30-be54-458c-8025-6c55e71474a0","keyframes":{"transform":["rotate(-360deg) translate3d(115.78947%, 0px, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3f2b03e4-f2d8-4ec6-8cff-b78bc768fac3","keyframes":{"opacity":[0,1]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-773943c6-a8ce-4dda-9878-dc3a03378b6b","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 488.14921%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-299b6260-5abb-4f46-8a2c-0bf80c657df5","keyframes":{"transform":["translate3d(130.00003%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-30728c2b-fa96-4d7a-af7a-7105ed5e293c","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] इंडेक्स फंड पैसिव इंवेस्टमेंट होते हैं जो किसी स्पेशल मार्केट इंडेक्स के प्रदर्शन को ट्रैक करते हैं, जैसे कि Nifty या Sensex, Nifty Bank या Nifty IT. इनका टारगेट इंडेक्स के रिटर्न को दोहराना होता है। Credit: Canva White Frame Corner

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